Discover the best financial and tax solutions for your business.

The California Hotels & Lodging Association has partnered with Adesso Capital as the Preferred Tax Refund/Credit and Lending Partner. Explore some options below and if at any point you have questions, Adesso is here to assist!

fica (tip tax) credit

If your employees earn tips, You can earn tax credits.

The FICA Tip Credit offers a unique advantage for those in the food and beverage sector by allowing employers to get tax credits for tips your employees earn.

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Restaurant & Bar Owners:

Did you know your employees’ tips can get you money back from the IRS?

Who is Eligible?

Eligible businesses can get a credit for certain Social Security and Medicare taxes (known as FICA taxes) that are paid on tips employees earn.

With Tip Tax Credit by Adesso, eligible businesses can get back all the FICA taxes paid on tip earnings that surpass the federal minimum wage. This translates to a credit for all the tips employees report.

Tip-Driven Business:

You operate a bar, restaurant, or other tip-driven business.

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Tip-Driven Service:

The services offered by the business, like serving or delivering food, should typically involve receiving tips from customers.

Tips Documented as Wages:

These tips should have been documented as wages, and the appropriate FICA taxes should have been paid on them.

EMPLOYEE RETENTION CREDIT (ERC)

Don't leave money on the table! You deserve every dollar you're owed.

The ERC rewards businesses that kept workers on their payroll during the pandemic - up to $21,000 per W-2 employee!

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What is the Employee Retention Credit?

It’s a cash refund on taxes you already paid. The Employee Retention Credit (ERC), is a retroactive tax credit that rewards businesses for keeping at least 2 employees on payroll through 2020 and 2021. This government funded program was passed through the CARES Act.

Get up to $21,000 per W2 employee.

All businesses that took PPP funds may be eligible.

No restrictions on how to spend your ERC funds.

Frequently Asked Questions

For all other questions, please visit Adesso’s ERC page >>

lending

We help small businesses access funds to run and grow their business.

Whether your business needs $10K or over $1 Million, all it takes is 10 minutes to start your application.

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What does Adesso offer?

Through our network of bank and private lender partners, we work hard to find the best source of financing to meet the unique needs of each client.

Business Term Loan

Lines of Credit

SBA Loans

AR Financing

Merchant Cash Advances

Equipment Financing

Pandemic Coverage

Explore Financial Protection for Future Pandemic Disruptions

COVID-19 had a severe financial impact on businesses across industries. While the pandemic has subsided, emerging infectious diseases and business interruptions remain a growing risk.

Adesso Risk, in partnership with Munich Re (a global leader in risk solutions), is exploring a new type of Pandemic Coverage designed specifically for hospitality, restaurant, and lodging businesses to safeguard them with financial protection against future pandemics and government-mandated shutdowns.

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$100,000+ in financial protection

Fast claims process

Exclusive member benefits

Why This Matters

Financial Protection
Covers lost revenue, operating costs, and unexpected expenses.
Fast Payouts
Quick financial support to maintain business continuity.
Exclusive Member Benefits
Only available to California Hotels & Lodging Association Members.

Who’s Eligible?

This exclusive program is available to hospitality, restaurant, and lodging businesses through industry associations. Don’t wait until the next pandemic to secure your business.

The Adesso Advantage

Since 2007, Adesso has been helping small business owners access the funds to run and grow their business.

Trustworthy.
Partnered with 40+ statewide associations and secured $1 billion in funding.
Industry Expertise.
We are tax AND industry experts who can customize solutions.
Efficient and Effective.
We guarantee calculations that are always fast and accurate.
Supportive.
We are hands-on and have your best interests in mind, every step of the way.

Employee Retention Credit
Apply Today.

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Have you already filed an ERC claim?

W2 Employees Average Number of W2 Employees over 2021, not including the Business Owner

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Discover the best financial and tax solutions for your business.