Concierge Lending Service

Helping businesses succeed now and thrive over the long term.

We’re the responsive financial resource small and medium-sized businesses need, founded
by a former small business owner who understands the challenges entrepreneurs face.
Eligibility requirements apply. Speak with one of our ERC specialists to see if your business qualifies!
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A portfolio of innovative lending options

Get access to financing ranging from $5,000 to $5 million, including term loans, lines of credit, asset-based financing, merchant cash advances, syndicated deals and much more.

Employee Retention Credit

Expert assistance in securing (ERC) funding.
Our team of tax experts has helped thousands of businesses secure ERC funding to accelerate their recovery during the COVID pandemic.

Experienced guidance, exceptional satisfaction.
No matter what you’re looking to do—manage cash flow, invest in new equipment, increase staff, add locations or expand your operations—Adesso Capital has the customized solutions you need to fund your plans and reach your dream.
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ERC Affiliate Partners

Adesso is proud to have serviced hundreds of ERC customers through its valued partnerships.
  • ERC Expertise

    "Working with Adesso Capital has been a God-send for our association. Adesso’s experienced staff helped us secure PPP funding for over 10,000 beauty industry professionals earlier this year. And now we’ve partnered with them to secure ERC for our beleaguered salon employers. The early results have been stunning. We have helped open our employers’ eyes about their eligibility for these significant relief funds, even when their own trusted CPAs wrongly told them they weren’t eligible, and Adesso’s CPAs do all of the calculations and work for our member employers to maximize their legally entitled returns. The Professional Beauty Federation is eternally grateful for our invaluable partnership with Adesso, as are tens-of-thousands of barbering/beauty stakeholders throughout the nation."

    Fred Jones

    Councilman, The Professional Beauty Federation of California
  • Trustworthy Advice

    "As a small business owner, it is hard to know who to trust and who is just trying to make money off of your need for funding. We have had a working relationship with Mike for a few years now and he has always put in considerable time and effort into helping us find a loan product which would work the best for us based on our current situation. ... He truly saved us a lot of heartache and, for that, I can’t thank him enough."

    Joanne C.

    Owner, Lonesome Valley Brewing
  • ERC Expertise

    “Adesso Capital opened my eyes to the Employee Retention credits that were available for my business. They made the process simple and were very professional. With their help, getting these credits will be a vital part of our COVID recovery.”


    Owner, West 27 th Street Cafe
  • Flexible Solutions

    “Adesso has helped us in sourcing capital for infrastructure improvement and fleet acquisition for both our commercial and government company divisions. This time the capital needed was for keeping our business open during the COVID-19 disaster. They not only explained our options but also successfully matched us with the best opportunity for our group.”

    Edward E.

    CEO, Masterpiece Limousine
  • Personal Attention

    “I want to thank Mr. Allen for his outstanding professionalism. Every single time we’ve worked with him he has shown exceptional knowledge and walked us through the whole process of each transaction.”

    Gloria C.

    Owner, Taqueria de Jose

Let's Get Started

Apply in less than 10 minutes
No Application Fee
No Impact to Credit Score to Discover Options

Other Financing Options

From Term Loans to SBA and Equipment Loans, together we will select which loan product(s) works best for your business!

Term Loans

Funds are repaid over a Fixed Period

SBA Loans

Term Loans secured by the Federal Gov't

Lines of Credit

Ongoing Access to Funds up to Credit Limit

Equipment Loans

Funds to purchase Equipment

MCA Loans

Funds Secured by future Card Receivables

Invoice Financing

Used to Pay Specific Business Invoices

We are Proud to Offer You Preferred Rates from our Partner Network

Ready to Apply?

We make the loan process easy. Let us help you select the best option.


By signing an application, the Owner acknowledges and agrees that: 1) you are authorized on behalf of the business listed in the application (the “applicant”) to submit this application, to submit accompanying documents, and to provide the consents and authorizations set forth herein; 2) all information provided to Adesso and/or its trusted partners is accurate and complete and that you will immediately notify Adesso of any change in such information; 3) Adesso may share all information and documents, excluding consumer credit reports, with its trusted partners to fulfill Applicant’s requests and at any time for administrative, marketing, and servicing purposes as permitted by law and that your personal information may be shared with the Applicant as part of any underwriting process; 4) Adesso and Assignees are authorized to request and receive investigative reports, consumer credit reports, statements from financial institutions, or any other information that is necessary to complete an application for business financing, and such authorization shall be considered “written instructions” in accordance with the Fair Credit Reporting Act; and 5) Adesso and Assignees have my/our express written permission to contact me/us at the number and email provided in this application via email, telephone, and text message, which consent is not a condition of receiving services from Adesso. We do not sell your personal information to third parties. For more information on our Privacy Policy, see