Concierge Lending Service

Financial solutions for small and mid-sized businesses

We help you get the funds your business needs with the responsive, personal attention your business deserves


Get up to $26,000 per employee in federal COVID relief through the Employee Retention Credit (ERC). 

The ERC is not a loan, and you may qualify even if you've received PPP funds. Adesso's tax experts can tell you how much you're eligible for in ERC funds.


Exactly what you need, exactly how you want it

We get it. You’re busy 24 hours a day, 7 days a week, running your business.

So when it comes to the financing you need to reach your dreams—investing in new inventory, adding locations, expanding operations—you want two things.

Fast. And easy.

You can’t get either from a bank—not when big banks decline loans for 75 percent of small business applicants.

Adesso Capital offers business lending options from $5,000 to $5 million. Our experienced tax and lending professionals take the time to understand your goals and fully explain all your options.

We've helped thousands of businesses across a wide range of industries receive more than $1 billion in financing.

You can choose from:

Term Loans

Repaid over
a fixed period

SBA Loans

Term loans secured by
the federal government

Lines of Credit

Ongoing access to your
funds up to your credit limit

Equipment Loans

The funds you need
to buy equipment

MCA Loans

Secured by future
card receivables

Invoice Financing

Used to pay
specific invoices

There’s never an application fee  •  No impact to your credit score to explore options

Ready to get the funds you need?

You get what these satisfied businesses experienced:

Trustworthy Advice
Joanne C. - Owner, Lonesome Valley Brewing

“As a small business owner, it’s hard to know who to trust and who’s just trying to make money off of your need for funding. We’ve had a working relationship with Mike for a few years now and he’s always put considerable time and effort into helping us find a loan which would work the best for us based on our current situation. He truly saved us a lot of heartache and I can’t thank him enough.”
ERC Expertise
Ryan - Owner, West 27th Street Cafe

“Adesso Capital opened my eyes to the Employee Retention Credits that were available for my business. They made the process simple and were very professional. With their help, getting these credits will be a vital part of our COVID recovery.”
Flexible Solutions
Edward E. - CEO, Masterpiece Limousine

“Adesso has helped us in sourcing capital for infrastructure improvement and fleet acquisition for both our commercial and government company divisions. This time the capital needed was for keeping our business open during the COVID-19 disaster. They not only explained our options but also successfully matched us with the best opportunity for our group.”
Personal Attention
Gloria C. - Owner, Taqueria de Jose

“I want to thank Mr. Allen for his outstanding professionalism. Every single time we’ve worked with him he has shown exceptional knowledge and walked us through the whole process of each transaction.”
Industry-wide Impact
Fred Jones - Legal Counsel, Professional Beauty Federation of California

"Working with Adesso Capital has been a godsend for our association. Adesso’s experienced staff helped us secure PPP funding for over 10,000 beauty industry professionals earlier this year. And now we’ve partnered with them to secure ERC for our beleaguered salon employers. The early results have been stunning. We have helped open our employers’ eyes about their eligibility for these significant relief funds—even when their own trusted CPAs wrongly told them they weren’t eligible. Adesso’s CPAs do all the calculations and work for our member employers to maximize their legally entitled returns. The Professional Beauty Federation is eternally grateful for our invaluable partnership with Adesso, as are tens of thousands of barbering/beauty stakeholders throughout the nation."
By signing an application, the Owner acknowledges and agrees that: 1) you are authorized on behalf of the business listed in the application (the “applicant”) to submit this application, to submit accompanying documents, and to provide the consents and authorizations set forth herein; 2) all information provided to Adesso and/or its trusted partners is accurate and complete and that you will immediately notify Adesso of any change in such information; 3) Adesso may share all information and documents, excluding consumer credit reports, with its trusted partners to fulfill Applicant’s requests and at any time for administrative, marketing, and servicing purposes as permitted by law and that your personal information may be shared with the Applicant as part of any underwriting process; 4) Adesso and Assignees are authorized to request and receive investigative reports, consumer credit reports, statements from financial institutions, or any other information that is necessary to complete an application for business financing, and such authorization shall be considered “written instructions” in accordance with the Fair Credit Reporting Act; and 5) Adesso and Assignees have my/our express written permission to contact me/us at the number and email provided in this application via email, telephone, and text message, which consent is not a condition of receiving services from Adesso. We do not sell your personal information to third parties. For more information on our Privacy Policy, see