Less than half of small businesses have their financing needs met.

We work every day to change that.

Our team of financial experts care about your needs because we’ve been there too. Keeping your best interests in mind is what we do.

Our preferred rates and large network of lenders offer you a custom experience to best match you with financing solutions that meet your business needs.

Get funded in a few simple steps.

With our hands-on support and finance expertise, we make getting the right loan easy.

01.

Call

Schedule a call with our financing experts.

02.

Discuss

Tell us your business goals and lending needs.

03.

Select

We'll bring you offers and help you make an informed decision.

04.

Payout

Funds can be delivered to your account within a few days.

discover your financing options

female chef standing in a blue doorway smiling

We’re here to help.

We’re not a commercial bank. We’ve spent decades building relationships with the most trusted lenders in the industry with one goal in mind—to help small businesses find the loans they need to reach their goals.

discover your options:

Business Term Loan

Cover unexpected costs or finance new opportunities with a lump sum provided upfront and is paid back over time.
‍
Common features:

Get cash upfront to invest in your business
Typically allow you to borrow a higher amount than other types of loans (up to $1M)

Lines of Credit

Flexible and fast funding available when you need it, with interest-only payments.
‍
Common features:

Flexible way to borrow
Typically unsecured, so no collateral required

SBA Loans

Low interest loans designed for long term business growth and paid back over time.
‍
Common features:

Some of the lowest rates on the market
You can borrow up to $5 million
Long repayment terms

Micro Loans

Designed for small-business owners in specific regions and underserved communities.
‍
Common features:

Lower rates
Typically up to $50K

Merchant Cash Advances

Quick funding that is borrowed against money you will make and repaid through a daily percentage of your business’s card revenues.
‍
Common features:

Fast cash
Unsecured financing
Higher rates

Equipment Financing

Loans for purchasing big items your business needs with financing available for every industry.
‍
Common features:

You own the equipment and build equity in it.

Commercial Mortgage Loans

Financing to help you buy, expand or remodel your business.
‍
Common features:

Up to the amount of the property
Repayment terms up to 25 years

Business Term Loan

Cover unexpected costs or finance new opportunities with a lump sum provided upfront and is paid back over time.
‍
Common features:

Get cash upfront to invest in your business
Typically allow you to borrow a higher amount than other types of loans (up to $1M)

Lines of Credit

Flexible and fast funding available when you need it, with interest-only payments.
‍
Common features:

Flexible way to borrow
Typically unsecured, so no collateral required

SBA Loans

Plus X

Low interest loans designed for long term business growth and paid back over time.
‍
Common features:

Some of the lowest rates on the market
You can borrow up to $5 million
Long repayment terms

Micro Loans

Plus X

Designed for small-business owners in specific regions and underserved communities.
‍
Common features:

Lower rates
Typically up to $50K

cash

Merchant Cash Advances

Plus X

Quick funding that is borrowed against money you will make and repaid through a daily percentage of your business’s card revenues.
‍
Common features:

Fast cash
Unsecured financing
Higher rates

Equipment Financing

Plus X

Loans for purchasing big items your business needs with financing available for every industry.
‍
Common features:

You own the equipment and build equity in it.

Commercial Mortgage Loans

Plus X

Financing to help you buy, expand or remodel your business.
‍
Common features:

Up to the amount of the property
Repayment terms up to 25 years

Small Business
Loans FAQs

Small Business
Loans FAQs

With over $1 billion in funding secured, we keep businesses in business.

Construction
in Orlando

amount

$675,000

funded

two construction cranes against a blue sky

amount funded

$315,000

Used funds for new equipment.

term loan and equipment financing

Catering Company
in Minneapolis

amount

$200,000

Funded

catered food on a table

amount funded

$85,000

Used to manage cash flow whenever needed.

buisness line of
credit

Plumbing Business
in Fort Lauderdale

amount

$83,500

funded

a gold rustic sink

amount funded

$315,000

Used funds for advertising &
marketing.

merchant cash advance

Landscaping
in Charleston

amount

$150,000

Funded

a walkway of pavers

amount funded

$85,000

Used funds to hire additional staff and marketing.

SBA loan

GET STARTED TODAY

Get started today.

Discover your financing options

By signing an application, the Owner acknowledges and agrees that: 1) you are authorized on behalf of the business listed in the application (the “applicant”) to submit this application, to submit accompanying documents, and to provide the consents and authorizations set forth herein; 2) all information provided to Adesso and/or its trusted partners is accurate and complete and that you will immediately notify Adesso of any change in such information; 3) Adesso may share all information and documents, excluding consumer credit reports, with its trusted partners to fulfill Applicant’s requests and at any time for administrative, marketing, and servicing purposes as permitted by law and that your personal information may be shared with the Applicant as part of any underwriting process; 4) Adesso and Assignees are authorized to request and receive investigative reports, consumer credit reports, statements from financial institutions, or any other information that is necessary to complete an application for business financing, and such authorization shall be considered “written instructions” in accordance with the Fair Credit Reporting Act; and 5) Adesso and Assignees have my/our express written permission to contact me/us at the number and email provided in this application via email, telephone, and text message, which consent is not a condition of receiving services from Adesso. We do not sell your personal information to third parties. For more information on our Privacy Policy, see www.adessocapital.com/privacy-policy.